Instrukcja obsługi Calculated Industries Qualifier Plus IIIx

Calculated Industries kalkulator Qualifier Plus IIIx

Przeczytaj poniżej 📖 instrukcję obsługi w języku polskim dla Calculated Industries Qualifier Plus IIIx (77 stron) w kategorii kalkulator. Ta instrukcja była pomocna dla 5 osób i została oceniona przez 2 użytkowników na średnio 4.5 gwiazdek

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USERSGUIDE — 1
The was custom-designed for mortgage lenders andQ PU A L I F I E R L U S I I I X
residential real estate professionals. With the push of a few buttons,
it will pre-qualify prospective buyers instantly and solve hundreds of
mortgage loan problems with ease! It’s the most complete and easy-
to-use real estate finance calculator on the market!
Features:
Easy and Complete Buyer Qualifying
Find Qualifying Loan Amount, Income Required and
Maximum Allowable Debt
Use 2 Qualifying Ratios at Once to Compare Different Loans
(e.g., conventional vs. FHA/VA loans)
Find the Restricted and Unrestricted Qualifying Loan Amount
TInstant P&I, PITI and otal Payment
Interest-Only Payment
TExpanded ax and Insurance Capabilities
Built-in Sales Price and Down Payment
Works in Annual Term and Interest
Flexible, “what if” Loan or TVM Calculations Finds Loan
Amount, Term, Interest or Payment
Future Value and Appreciation
Complete Amortization
Remaining Balances/Balloon Payments
Adjustable Rate Mortgages (ARMs)
TAPR and otal Finance Charges
Bi-Weekly Loans
Trust Deeds (investments)
Date Math
Also Works as a Standard Math Calculator
New!
T1st and 2nd rust Deeds (80:10:10/80:15:5),
or Combo Loans
APR, including Mortgage Insurance
TIncome ax Savings, Mortgage Interest Deduction
Interest-Only Payments
Loan-to-Value (LTV)
Odd-Days Interest (ODI) and Month Offset
Rent vs. Buy
Introducing the Q PUALIFIER LUS
®
IIIX
Mortgage Loan Calculator
2 — QUALIFIER PLUS ®IIIX
GETTING STARTED 5..........................................................................
KEY DEFINITIONS .........................................................................5
Basic Operation Keys ..................................................................5
Mortgage Loan (TVM) Keys.........................................................6
Tax Savings Keys.........................................................................9
Rent vs. Buy Keys .....................................................................10
Qualifying Keys ..........................................................................10
Tax, Insurance and Expense Keys ............................................13
1st and 2nd T ..........................14rust Deeds (Combo Loan) Keys
BASIC ARITHMETIC EXAMPLES ...............................................16
Arithmetic ...................................................................................16
Percentage Calculations ............................................................16
Figuring Straight % Commission ...............................................16
Reduction in Listing Price (Discount %) ....................................17
Simple, One-Year Home Appreciation (Add-on %)....................17
Date Examples...........................................................................18
CALCULATOR SETTINGS...........................................................19
Decimal Place Selection ............................................................19
Preference Settings ...................................................................20
MEMORY ......................................................................................22
Accumulative Memory................................................................22
Memory Storage Keys (M0-M6).................................................23
EXAMPLES......................................................................................25
MORTGAGE LOANS/TIME-VALUE-OF-MONEY (TVM)..............25
Finding the Monthly Mortgage (P&I) Payment...........................26
Finding the Interest Rate ...........................................................26
Finding the Term of a Loan........................................................26
Finding the Loan Amount...........................................................27
Paying Off a Mortgage Early (Making Larger Payments)..........27
Simple Interest vs. Compound Interest......................................28
Future Value...............................................................................28
Appreciation ...............................................................................28
Non-Monthly Loans ....................................................................29
Finding a Quarterly Payment .....................................................29
Sales Price/Down Payment .......................................................30
Finding Loan Amount Based on Sales Price and Down
Payment..................................................................................30
Taxes and Insurance..................................................................31
Setting Tax and Insurance % Rates...........................................32
TABLE OF CONTENTS

Specyfikacje produktu

Marka: Calculated Industries
Kategoria: kalkulator
Model: Qualifier Plus IIIx

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